GECU checking accounts give you access and features like …
Our personal checking and youth checking accounts have zero monthly fees. 5 Plus, there’s no minimum daily balance requirements to keep your account open.
Monitor your accounts, pay bills, 6 make transfers between your GECU accounts, send and receive money with Zelle ® , 7 see your eStatements and more with GECU Online Banking, the GECU Mobile App, 4 or by calling member services.
Card Control 8 lets you turn misplaced cards on and off, limit spending amounts, receive spending-limit alerts and more. Enroll in Card Control today by logging in to your GECU Online Banking account or the GECU Mobile App!
Set up account or card text alerts to stay on top of transactions, balances, international purchases, etc. Your debit card is automatically signed up for text, email or phone call alerts that notify you of suspicious or fraudulent activity.
Add your GECU debit cards to your mobile wallet to make quick and seamless contactless payments online and in store.
Empower yourself with the green GECU debit card or show off your team pride with the official debit cards of El Paso Locomotive FC or El Paso Chihuahuas. 2
Best for: Members looking for an everyday checking account with 24/7 access.
Best for: Members ages 60 and above.
Best for: Teens 16–17 years old looking to learn about financial responsibility.
Best for: Members who have blemished credit.
To open a GECU checking account, you need a valid government-issued ID, driver’s license, state ID, or passport with your current address; your complete physical and mailing address; your Social Security number; and your date of birth.
Can I transfer money with a GECU checking account?You can make transfers between your own GECU accounts using the GECU Mobile App or GECU Online Banking. You can make external transfers using Zelle ® on the GECU Mobile App.
How do I switch my direct deposit?Provide your employer with your routing number and account number to switch your direct deposit to GECU. Log in to GECU Online Banking, click on “Financial Tools,” then select “Direct Deposit Letter.” Then, provide your direct deposit letter to your employer.
What ATMs can I access for free? View a list of GECU ATMs that you can use without fees. Do I receive checks when I open a GECU checking account? You can order your checks online after opening your GECU checking account. How can I view my GECU checking account?You can view your checking account by logging in to GECU Online Banking or the GECU Mobile App. Log in to GECU Online Banking or download the GECU Mobile App.
Best for: Members with businesses that make less than 50 transactions per month.
Best for: Members with businesses that make less than 100 transactions per month.
Best for: Business members who want to earn dividends on their business funds.
To open a GECU business checking account, you need a valid state- or government-issued ID, Social Security number, an employer identification number (EIN) and business entity documents.
Will I get charged a fee for opening a GECU business checking account?There is no fee to open a GECU business checking account. An activity charge may be assessed during each statement cycle depending on the type of account chosen. For a full list of activity charges, review your account opening agreement or the Terms and Conditions document.
Am I able to send wire transfers?Wire transfers can be sent directly from your GECU Online Banking business profile. Enrollment in Cash Management service is required.
How much does it cost to send a wire transfer?Domestic outgoing wire transfers are $15 each. International outgoing wire transfers are $25 each plus any applicable fees charged by any third-party financial institution. To see the most-recent fees, review the Business Terms and Conditions by logging in to your online banking account.
How do I log in to cash management?You can log in to business cash management by logging in to your GECU Online Banking business profile. You must request access and sign the agreements to get access to cash management.
Do I have to be a member to open a GECU business checking account?You can become a member at the same time that you open your GECU business account. To get started, schedule an appointment with a GECU Business Services representative by calling 915.774.4750.
How do I get an EIN number?Apply for an EIN number online by visiting irs.gov. You will be required to fill out the Form SS-4 PDF and you can download the Instruction PDF on the IRS website.
Zelle ® and the Zelle ® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Membership eligibility is required.
1 Must have a GECU share account to open a checking account. Open a GECU share account with a one-time deposit of $10.
2 Debit card is available with checking accounts. Certain fees and conditions apply.
3 Under Mastercard ® Zero Liability policy, you will not be liable for an unauthorized transaction, as long as you exercised reasonable care in safeguarding the card from risk of loss or theft, and upon becoming aware, promptly report the loss or theft to us; otherwise, your liability will be determined by the GECU Terms and Conditions.
4 Standard text-messaging and data rates may apply through the wireless carrier.
5 Service fee applies for GECU Second Chance Checking Accounts.
6 Must have a GECU checking account and enroll to use online Bill Pay.
7 Must have a bank account in the U.S. to use Zelle ® . Learn more by clicking here.
8 Intermittent disruptions as a result of network performance issues and outages beyond our control may delay card control service functionality.
9 Transaction fees may be charged by the owners of non-GECU ATMs.
10 Check deposits are subject to the funds availability policy. Not available for GECU Second Chance Checking Accounts.
11 Applicable outgoing or incoming wire transfer service fees apply.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
© 2024 Mastercard. All rights reserved.
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